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Home » Business Credit Basics » How do I get started with Dun & Bradstreet?
How do I get started with Dun & Bradstreet?
Business Credit
What's business credit?
What are the 4 C's that companies look for?
Can't I just use my personal credit?
What's myth vs. reality?
Your Business Credit Profile
What's a business credit profile?
How can I avoid mistakes and omissions?
How can I improve my business credit profile?
How do I get started with Dun & Bradstreet?
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How do I get started with Dun & Bradstreet?

With our unsurpassed global data collection system, Dun & Bradstreet continually gathers the data that initiates the creation of business credit profiles on new companies. Many kinds of activities can trigger a profile on a new company, such as incorporating your business, applying for a loan, getting a business telephone number, taking out a lease on office space – even just when another company seeks information from Dun & Bradstreet about your business. Still, a new business may not have a complete business credit profile. Getting a D-U-N-S® Number from Dun & Bradstreet - the worldwide standard for business classification systems – is an essential part of helping you establish your business credit profile and will ensure that when a company looks you up in the Dun & Bradstreet database they will find you. In some cases, a Dun & Bradstreet D-U-N-S® Number is a requirement for doing business with some entities, such as the US government.

You should make sure you have a Dun & Bradstreet business credit profile if:

You are planning to obtain a business loan
You need to purchase or lease equipment
Your cash flow is tight
You want to ensure you are getting a fair deal from lenders compared to your competition
You want to pay net 30 days instead of COD (Cash On Delivery)
You are paying interest at prime plus 1, or even higher
You plan to do business with entities that require a D-U-N-S® Number, e.g. the US Government

These issues and dozens other like them can be addressed by having a strong business credit profile. A good rating provides you with the financial freedom to take the steps you need to grow, and is a straightforward, unbiased method for other companies to assess your level of risk when considering taking you on as a creditor. A poor credit rating is a certain barrier to growth and success, preventing you from getting adequate funding on fair terms.

Communicating directly with Dun & Bradstreet will help establish your business credit in less time. If you are a new company, Dun & Bradstreet can help you build a complete business credit profile from the ground up; if you have been in operation for a while, you will want to improve and/or protect your business credit profile.

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